DEVENDRA SURESH UIKE. Impact of Digital Payment Systems on Consumer Spending Behavior: An Empirical Study. International Journal of Data Science and IoT Management System, [S. l.], v. 3, n. 2, p. 74–78, 2024. DOI: 10.64751/ijdim.2024.v3.n2.1276. Disponível em: http://ijdim.com/journal/index.php/ijdim/article/view/1276. Acesso em: 15 aug. 2026.