1Mrs.T.Naga Lakshmi, 2Durisetty Sandhyarani, “A Study On The Impact Of Emergence Of Technology On The Growth Of Online Banking , With Reference To State Bank Of India”, Int. J. Data. Sci. IoT. Manag. Syst., vol. 5, no. 3, pp. 243–252, Jul. 2026, doi: 10.64751/.