MR. MOHAN D, DR. VENKATESHA B M. RESPONSIBLE BANKING PRACTICES AND FINANCIAL INCLUSION: AN EMPIRICAL STUDY OF RURAL AND SEMI-URBAN AREAS IN CHIKKAMAGALURU AND HASSAN DISTRICTS OF KARNATAKA. International Journal of Data Science and IoT Management System, [S. l.], v. 5, n. 4, p. 279–285, 2026. DOI: 10.5281/zenodo.24159003. Disponível em: https://ijdim.com/journal/index.php/ijdim/article/view/1470. Acesso em: 13 nov. 2026.